Test Lead

"Job Description: Test Lead – Finacle 11.x (Core Retail & Payments)
Location: UAE (Onsite)
Industry: Banking / FinTech
Reporting to: Test Manager / Project Delivery Head
Experience: 10+ Years

Role Objective
As a Test Lead for the Finacle 11.x Implementation, you will be the functional gatekeeper for the Retail Banking and Payments modules. You will lead the day-to-day testing operations, ensuring that the CASA (Current Account Savings Account), TD (Term Deposits), and International Payment tracks are delivered with zero critical defects. This role requires a deep technical understanding of Finacle’s 11.x schema and the specific regulatory landscape of the GCC.

Key Responsibilities
1. Functional Subject Matter Expertise
• Lead the validation of Finacle 11.x Core Retail modules, specifically focusing on the end-to-end lifecycle of CASA and TD accounts (Opening, Servicing, Interest Accruals, and Maturity).
• Oversee the testing of Multi-currency accounting and Foreign Currency (FCY) positioning within the retail ledger.
• Ensure all localized UAE/GCC requirements—such as IBAN validation, Central Bank reporting, and local tax/VAT configurations—are accurately tested.
2. Payments & SWIFT Lead
• Direct the testing of International Funds Transfers, ensuring seamless integration between Finacle and the SWIFT application.
• Validate SWIFT ISO 20022 message mapping (MT to MX) and ensure correct routing for cross-border transactions.
• Manage complex scenarios involving correspondent banking, FX rate fetching, and payment status tracking (GPI).
3. Test Execution & Governance
• Draft detailed, scenario-based Test Cases from BRDs and FSDs for Sprint-based or Waterfall delivery.
• Manage the Defect Triage process, working closely with developers and BAs to resolve blockers impacting the critical path.
• Support the User Acceptance Testing (UAT) phase by acting as a bridge between the technical team and the Bank’s business users.

Required Technical Qualifications
• Version E